Medical Loan

kissht-vector
kissht-vector

When health emergencies strike, waiting isn’t an option. That’s where a medical loan steps in—offering fast financial help for sudden treatments, procedures, or hospitalisations. If you’ve ever wondered what a medical loan is, think of it as a personal loan specifically meant to cover medical expenses. It helps you act fast when every second counts.

"No long waits, no added stress—just swift support when you need it most. Download the Kissht app and apply for an emergency medical loan in minutes.",

Medical Loan Features & Benefits

kissht-vector
kissht-vector
Instant Loans Up to ₹5 Lakhs

Instant Loans Up to ₹5 Lakhs

Get your personal loan approved in 5 minutes with Kissht.

No Collateral Required

No Collateral Required

Get a medical loan from Kissht no assets needed.

Digital Bank Transfer

Digital Bank Transfer

Instant medical loan disbursed directly to your bank.

100% Digital Process

100% Digital Process

Fully digital medical loan application with Kissht.

Minimal Documentation

Minimal Documentation

Quick medical loan with minimal paperwork required.

Affordable Interest Rates

Affordable Interest Rates

Get care without compromise—thanks to competitive medical loan interest rates.

Eligibility Criteria

eligibility
tick-circle
Nationality: Indian citizen
tick-circle
Age: Between 21 and 60 years.
tick-circle
Documentation: Selfie, PAN Card, and Aadhaar Card.
tick-circle
IncomeProof: Required only for select high-value loans based on credit profile.
tick-circle
Profile: Salaried, Self-Employed, Small business owners & MSMEs
Eligibility Criteria

Documents Required For Medical Loans

Heading Icon
Basic Details

Basic Details

Aadhaar card & Selfie verification

Aadhaar card & Selfie verification

PAN card of the borrower

PAN card of the borrower

Income details

Income details

Explore other calculators

Frequently Asked Questions?

heading icon
faq

A medical loan is a financial product designed to cover the cost of medical treatments. Whether it's for an emergency, surgery, or general healthcare needs, you can apply for a loan for medical treatment. Using a medical loan app, like Kissht, allows for quick access to funds through an instant medical loan or personal loan for medical emergencies.

A personal loan for medical treatment gives you fast access to funds for surgeries, doctor visits, and other medical needs. After a simple application and approval process, the loan is disbursed quickly and repaid through manageable monthly installments.

Yes, a medical loan can be used for surgeries like heart, cancer, or knee replacement. These loans are designed to cover a wide range of medical expenses, including major surgeries. You can apply for an instant medical loan or a personal loan for a medical emergency through Kissht’s app, ensuring quick access to funds for treatment.

To apply for a medical loan, you typically need the following documents:

• Selfie for identity verification

• PAN Card

• Aadhaar Card

These documents help verify your identity and process the loan quickly, allowing you to access funds for medical treatment.

For quick personal loans for medical emergencies, follow these steps:

1. Download the Kissht app from your app store.

2. Verify your mobile number by entering it and confirming the OTP.

3. Enter basic details like your name, date of birth, address, and employment information.

4. Complete digital KYC by uploading your PAN and Aadhaar for quick verification.

5. Once approved, the funds are instantly transferred to your account.

Show More FAQs